For sellers
Sell your house as-is. Pick your closing date.
We buy Memphis-area houses in any condition, with cash. No repairs, no cleaning, no showings, and no agent commission.
How it works
Three steps, no surprises
Tell us about the house
Fill out the form below or call. It takes about two minutes.
One walkthrough, one offer
We see the house once, then make a firm cash offer. There are no inspection contingencies after the walkthrough.
Close when you're ready
Close with a local title company in as little as 21 days, or later if you need more time.
Facing foreclosure in Tennessee?
It moves faster than most people expect.
Most Tennessee foreclosures happen outside of court, through a trustee sale. Here's the usual order of events, and why calling early gives you more options.
Missed payments
After a few missed payments, the lender sends default letters and starts the foreclosure process.
Notice of the right to foreclose
Tennessee law requires the lender to send you this notice at least 60 days before the sale is first advertised.
Sale is advertised
The sale notice runs in a local newspaper three times, starting at least 20 days before the sale date.
Trustee sale
The house is auctioned, often at the courthouse. After that, it's usually too late to sell it yourself.
This is general information, not legal advice. Mississippi's process is different. If you have a sale date, talk to a real estate attorney or a HUD-approved housing counselor too.
We can help if
Situations we see every week
Facing foreclosure
A sale date is on the calendar and you'd rather sell than lose the equity. How it works in Tennessee.
Inherited a house
You're settling an estate and don't want to manage a rehab or a listing.
Tired landlord
Tenants, turnovers and repairs have stopped being worth it.
Needs major repairs
Roof, foundation, HVAC or years of deferred maintenance.
Moving fast
A new job, a divorce or a move that doesn't wait for a listing.
Just done with it
You want a clean, simple sale without strangers walking through.
Compare
Selling to us vs. listing it
| Sell to Mainstay | List with an agent | |
|---|---|---|
| Repairs | None. We buy as-is. | Often needed to pass the buyer's inspection |
| Showings | One walkthrough | Open houses and weeks of showings |
| Commission | None | Often several percent of the sale price, plus closing costs |
| Financing risk | Cash. No lender to back out. | Buyer's loan can fall through |
| Timeline | As little as 21 days | Usually 60–90 days or more |
Listing usually gets a higher price for a house that's move-in ready. If that's your house, we'll tell you.
Get your offer
Tell us about the house.
We'll reach out within one business day to set up the walkthrough.
- Call or text
- (901) 573-5186
Questions
About selling
What houses do you buy?
Houses with at least 3 bedrooms and 1 bath, built in 1965 or later, in Memphis, Cordova, Collierville, Millington and nearby Shelby County, plus Southaven, Horn Lake and Olive Branch. Condition doesn't matter. If yours doesn't fit, we'll say so right away.
How do you decide on the offer?
We estimate what the house will be worth after repairs, subtract what those repairs cost, and make an offer that leaves room for the work. We'll walk you through the numbers.
Do I have to clean out the house?
No. Take what you want and leave the rest.
Is there any cost to me?
No commission and no fees from us. We'll go over closing costs with you before you sign anything.
Can you buy if there's a foreclosure date?
Often, yes, if there's enough time before the sale. Call us as early as you can.